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Smart Savings
Get what you need, not what you don’t.
Earn Dividends on Your Savings Account is a Smart Decision
Our Smart Savings account is a great option for anyone looking to earn dividends on their savings. Open with just $1,000 minimum deposit and start earning dividends.
Everything you need to save — smartly!
Don’t need anything fancy? Not too much fuss or features? Smart Savings is right on the money.
A Money Market Savings account is perfect for those looking for easy access to their funds and higher dividend rates.
APY = Annual Percentage Yield. Rates are accurate as of 11/25/2024. Rates and terms are subject to change without notice. Visit xt23z.com or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.
A $1,000 minimum balance must be maintained to earn dividends (Add any other specifics for opening the account).
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Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.
Contact Me
Have questions? Want more information? We’re more than happy to get in touch. Let’s Talk. Just complete the form.